RDSP Account
Registered Disability Savings Plan Account (RDSP)
Unlike RRSPs, contributions to a RDSP are not tax-deductible, but any growth realized within the plan is tax-deferred. Up to $200,000 can be invested within the plan with no annual contribution limits and can be made until the end of the year in which the beneficiary turns 59 years of age.
Contributions that are withdrawn are not to be included as income for the beneficiary when paid out of a RDSP. However, the Canada Disability Savings Grant, Canada Disability Savings Bond and investment income earned in the plan will be included in the beneficiary’s income for tax purposes when paid out of the RDSP.
Benefits of an RDSP
- Tax-sheltered growth
- Flexible investment options
- Canada Disability Savings Grant available
- Canada Disability Savings Bond Available
We Offer 2 RDSP Investment Account Choices
1) Mutual Fund RDSP
Choose from an extensive lineup of mutual funds from more than 35 fund management companies. Our fund selection encompasses a full range of savings, income and growth funds.
2) Managed Portfolio RDSP
Building a diversified portfolio and constantly monitoring and adjusting it takes time and expertise. Many investors prefer the simplicity of an “All-In-One Fund Solution.” With a managed portfolio, you put time back on the clock while still benefiting from effective, professional management of your funds and asset mix.
Get Started Now!
Open a RDSP account or transfer your existing RDSP account to GP Wealth Management. We encourage you to get professional advice when managing your RDSP account.
Related Information
-
Investment and Retirement Products
GP Wealth offers mutual funds from over 30 fund management families. Funds may be discontinued or change names without notice. Some funds have minimum initial deposit requirements, a minimum duration, or have limited subscription.
Types of Investment and Retirement Products Available
MUTUAL FUNDS GUARANTEED INVESTMENT CERTIFICATES (GICs) ANNUITIES BONDS AND DEBENTURES* SEGREGATED FUNDS STOCKS* Mutual Funds Available
GICs Available
B2B BANK BMO BANK BRIDGEWATER BANK CANADIAN WESTERN BANK CANADIAN WESTERN TRUST COMMUNITY TRUST CONCENTRA FINANCIAL DUCA EFFORT TRUST EQUITBLE BANK GENERAL BANK OF CANADA HAVENTREE BANK HOME BANK HOME TRUST COMPANY ITALIAN CANADIAN SAVINGS & CU LAURENTIAN BANK MANULIFE BANK/TRUST MCAN MORTGAGE CORPORATION PACIFIC & WESTERN BANK PEACE HILLS TRUST PEOPLE'S TRUST VERSA BANK Segregated Investment Funds
If you have any questions about investing in investment and retirement products, send us an email and we would be pleased to help.Invesco Segregated Funds Great West Life Assurance Co. CI Segregated Funds Mackenzie Segregated Funds Canada Life Standard Life Empire Life TD Guaranteed Funds Important information
*Bonds and Equities are made available through an exclusive referral agreement with B2B Securities and Q-Trade Investors. Please speak to your financial advisor for further details on this service.
The Value of Advice
Canadians with financial advisors are more confident about their future.
Client Relationship Document
We’ve developed a plain-language document that describes the relationship between you and your GP Wealth Financial Advisor or Planner.