My role as a Financial Advisor is to move you forward by helping you make informed financial decisions. I have been licensed since 1990 and operate my practice together with my daughter, Rachel Young. Over the years, our team has applied our considerable skills to integrate all the elements of wealth – investments, tax, retirement savings, estate and insurance – into a plan for every client that makes sense and achieves results.
Comprehensive Financial Planning
Let’s start by assessing what is important to you today and then looking ahead to what your goals are into the future – retirement planning, education planning, insurance and estate protection.
Building your portfolio
My approach to wealth management relies on a number of factors. I use investor profiling tools to assess comfort and capacity for risk. While one person may be very comfortable with the possibility that their investments may fluctuate up or down by 10%, another may never want to see the value of their investments go down, ever.
The other equally important component is assessing “capacity for risk”. This is often not considered, yet it is critical. What does capacity for risk mean? Going back to my earlier example, you may be comfortable with the possibility that your investments could go down by 10%, but what if it represents a significant portion of your savings? That means that your capacity for risk cannot withstand a drop of 10% in value and this is taken into consideration in our analysis and recommendations for a balanced portfolio.
As an independent Financial Advisor, I am equipped to provide you with the full range of investment products. There are many choices today and not every product is created equal. Costs are a factor in my analysis too. The bottom line is that you can expect excellent investment products at very competitive pricing.
GP Wealth Signature Service Platform
Designed with the investor in mind, this is not your typical investment account. It’s a premium asset management service that gives you access to all the services, advice and investment options you need to meet your financial goals. There are no commissions to pay. Instead there is a monthly advisory fee as a percentage of your account – full transparency. Advisory fees are calculated on a sliding scale, which means as assets grow, the fee rate decreases. With this platform it makes a lot of sense to consolidate all of your assets.
My goal is to protect your assets while maximizing opportunities for growth. Let’s get started. You can contact me at 613.475.4540 or by email at byoung@gpwealth.ca.
Other things to know about me
Academic Achievements
- Mutual Funds License (IFIC) 2015
- Chartered Financial Planner (CFP), 1998
- Socially Responsible Investment Certification (SRI) 2009
- Elder Planning Counselor (EPC) 2011
Community Service
Community and charity are important to me. My husband, Gord and I are puppy walkers for the Canadian Guide Dogs for the Blind. We provide basic training to a puppy for a year or so before (s)he goes away to Guide Dog school.
My daughter Rachel and I started up the Brighton chapter of “100 Women Who Care” which raises money for local charities.